A. BASIC DEFINITION OF DISASTER
B. NATURAL DISASTER
There are many types of natural disasters that can be described, but in order to make it easier to be understood, natural disasters can be divided into five categories based on the triggering hazards that can cause disasters, which are:
1. Biological Disaster
A biological hazard or biohazard is an organism, or substance derived from an organism, that poses a threat to (primarily) human health. This can include medical waste or samples of a microorganism, virus or toxin (from a biological source) that can impact human health. It can also include substances harmful to animals. The term and its associated symbol is generally used as a warning, so that those potentially exposed to the substances will know to take precautions. There is also a biohazard HCS/Workplace Hazardous Materials Information System (WHMIS) logo which utilizes the same symbol.
• Biohazard Level 1: Bacteria and viruses including Bacillus subtilis, canine hepatitis, Escherichia coli, varicella (chicken pox), as well as some cell cultures and non-infectious bacteria.
• Biohazard Level 2: Bacteria and viruses that cause only mild disease to humans, or are difficult to contract via aerosol in a lab setting, such as hepatitis A, B, and C, influenza A, Lyme disease, salmonella, mumps, measles, scrapie, and HIV.
• Biohazard Level 3: Bacteria and viruses that can cause severe to fatal disease in humans, but for which vaccines or other treatments exist, such as anthrax, West Nile virus, Venezuelan equine encephalitis, SARS virus, variola virus (smallpox), tuberculosis, typhus, Rift Valley fever, Rocky Mountain spotted fever, yellow fever, and malaria. Among parasites Plasmodium falciparum, which causes Malaria, and Trypanosoma cruzi, which causes trypanosomiasis, also come under this level.
• Biohazard Level 4: Exclusively viruses that cause severe to fatal disease in humans, and for which vaccines or other treatments are not available, such as Bolivian and Argentine hemorrhagic fevers, H5N1(bird flu) dengue fever, Marburg virus, Ebola virus, hantaviruses, Lassa fever, Crimean-Congo hemorrhagic fever, Y. Pestis and other hemorrhagic diseases.
Defining an epidemic can be subjective, depending in a part on what is "expected". An epidemic may be restricted to one local (an outbreak), more general (an "epidemic") or even global (pandemic). Because it is based on what is "expected" or thought normal, a few cases of a very rare disease like rabies may be classified as an "epidemic," while many cases of a common disease (like the common cold) would not.
a. Endemic diseases
Common diseases that occur at a constant but relatively low rate in the population are said to be "endemic." An example of an endemic disease is malaria in some parts of Africa (for example, Liberia) in which a large portion of the population is expected to get malaria at some point in their lifetimes (www.en.wikipedia.org)
2. Geophysical Disaster
a. Earthquake: a shaking of the Earths surface. Earthquakes happen when energy stored in the rocky layer under Earths surface is released in waves.
b. Tsunami: huge waves caused by an earthquake, volcanoes or Landslides under an ocean or sea.
c. Volcano: a mountain or hill formed by the build-up of ash and lava through one or more openings (or vents) in the surface of the earth.



- May 12, 2008: Earthquake (magnitude 7.9) hits Sichuan province in central China. More than 69,000 people are killed and over 17,000 remain missing.
- October 2005: Northern Pakistan earthquake (magnitude 7.6) kills about 78,000 people.
- December 2003: Southeastern Iran earthquake (magnitude 6.5) kills 26,000.
- August 1999: Western Turkey earthquake (magnitude 7.4) kills 17,000.- December 2004: Indian Ocean tsunami (triggered by magnitude 9.0 earthquake ) kills 230,000 in a dozen countries.



3. Climatological Disaster
a. Drought: abnormally dry weather that damages crops and causes reservoirs and wells to dry up
b. Forest Fire: also called wild land fires are spread by the transfer of heat in grass, brush, shrubs, and trees.


4. Hydrological Disaster


Floods can also occur in rivers, when the strength of the river is so high it flows out of the river channel, particularly at bends or meanders and cause damage to homes and businesses along such rivers. While flood damage can be virtually eliminated by moving away from rivers and other bodies of water, since time out of mind, man has lived and worked by the water to seek sustenance and capitalize on the gains of cheap and easy travel and commerce by being near water. That humans continue to inhabit areas threatened by flood damage is only evidence that the value of being near the water far exceeds the costs of repeated periodic flooding.
c. Hurricane: a severe rainstorm that is actually a type of cyclone. It starts over oceans near the equator, especially near the West Indies, Caribbean Sea and Gulf of Mexico.
d. Tornado: a very strong windstorm that usually forms over land, and looks like a spinning funnel coming from a dark cloud. It usually has little rain. It sometimes also called as Twister.
Some of the deadliest natural disasters caused by meteorological factors around the world in the past 40 years are (The Huffington Post, June 11, 2008):
- August 2005: U.S. Gulf Coast Hurricane Katrina kills at least 1,600 people in Louisiana and Mississippi.
- May 2-3, 2008: Cyclone Nargis strikes Myanmar, killing at least 78,000 and leaving 56,000 others missing.

C. MAN-MADE DISASTER
a. Arson
Civil disorder is a broad term that is typically used by law enforcement to describe one or more forms of disturbance. Examples of disastrous civil disorder include, but are not necessarily limited to: riots; sabotage; and other forms of crime. Although civil disorder does not necessarily escalate to a disaster in all cases, the event may escalate into general chaos. Rioting has many causes, from low minimum wage to racial segregation. There were riots in the Watts neighborhood of Los Angeles, California in 1968 and 1992. The 1992 riots which started at the intersections of Florence and Normandee streets started immediately after the Rodney King verdict was announced on live TV. About 50 people died in the 1992 riots.
One definition means a violent action targeting civilians exclusively. Another definition is the use or threatened use of violence for the purpose of creating fear in order to achieve a political, religious, or ideological goal. Under the second definition, the targets of terrorist acts can be anyone, including civilians, government officials, military personnel, or people serving the interests of governments. In the early 21st century, terrorism has been considered by some a constant threat to all people of the world, after the worst disaster of its kind struck in 2001 (predominantly known as September 11th, 2001, the date of the attack), in which four airliners were hijacked from American international airports: two were flown by the hijackers into the World Trade Center towers in New York City, causing both to collapse, another was possibly flown into the Pentagon in Arlington, Virginia, and a final was forced down by passengers' action into a small field in Stonycreek Township outside of Pittsburgh, Pennsylvania. A total of just under 3,000 people were killed. In 2004, a series of bombings struck several waiting passenger cars in a Madrid, Spain, train station, and in 2005 the transportation systems of London were bombed in four synchronized locations (some times know as the 7/7 bombings).
involves physical force inflicted by the use of weapons. Warfare has destroyed entire cultures, countries, economies and inflicted great suffering on humanity. Other terms for war can include armed conflict, hostilities, and police action. Acts of war are normally excluded from insurance contracts and disaster planning.2. Technological Disaster
a. Industrial hazards

Industrial disasters occur in a commercial context, such as mining disasters. They often have an environmental impact.
b. Structure collapse


In the 1940s United States troops dropped atomic bombs on the Japanese cities of Hiroshima and Nagasaki: as a result, the radiation fallout contaminated the cities' water supplies and food sources, and half of the populations of each city were stricken with disease. The Soviet republics of Ukraine and Belarus are part of a scenario like this after a reactor at the Chernobyl Nuclear Power Plant suffered a meltdown in 1986. To this day, several small towns and the city of Chernobyl remain abandoned and uninhabitable due to fallout. In the 1970s a similar threat scared millions of Americans when a failure occurred at the Three Mile Island Nuclear Power Plant in Pennsylvania, which was fortunately resolved with little contamination resulting.that was great writing
Nuclear. The term is used to describe a non-conventional terror threat that, if used by a nation, would be considered use of a weapon of mass destruction. This term is used primarily in the United Kingdom. Planning for the possibility of a CBRN event may be appropriate for certain high-risk or high-value facilities and governments. Examples include the Halabja poison gas attack on the Kurdish purported by Saddam Hussein, the Sarin gas attacks in Tokyo and the preceding test runs in Matsumoto, Japan 100 kilometers outside of Tokyo, and Lord Amherst giving smallpox laden blankets to Native Americans.


One of the more devastating events occurred 1977 on the island of Tenerife of the Canary Islands, when miscommunications between and amongst air traffic control and an aircrew caused two fully loaded jets (KLM and Pan-Am) to collide on the runway, killing over 550 passengers.
Another example is the Space Shuttle Columbia which disintegrated during a landing attempt over Texas in 2003, with a loss of 7 astronauts on board. The debris field extended as far as from eastern New Mexico to Mississippi. An example of a space disaster killing nearby residents occurred on the 15 February 1996, in Sichuan Province, China, when a Long March 3B rocket crashed at takeoff.







